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Terms and Conditions for MoneyPilot

Last Updated: March 19, 2024

Welcome to MoneyPilot!

These Terms of Service ("Terms") govern your use of the MoneyPilot website at https://moneypilot.pro ("Website") and the services provided by MoneyPilot. By using our Website and services, you agree to these Terms.

1. Description of MoneyPilot

MoneyPilot is a web and mobile-based platform designed to provide personalized financial insights and investment guidance. The app allows users to securely sync their investment accounts, analyze their portfolios, and receive actionable recommendations on how to optimize their investments.

2. Key Features

- Portfolio Analysis: Connect multiple investment accounts for an overview of holdings, including insights into diversification, risk, and potential cost savings.
- Personalized Recommendations: Receive advice on improving diversification, reducing exposure to high fees, and optimizing growth based on your portfolio data.
- Data Security: We use industry-standard encryption to protect your sensitive information, including account data and personal financial details.

3. Non-Advisory Role

While MoneyPilot provides financial insights and suggestions, it is not a financial advisor and does not offer individualized financial, legal, or tax advice. The platform is designed to empower users to make their own investment decisions, based on the provided insights.

4. User Responsibilities

By using MoneyPilot, you agree to:
- Provide accurate information
- Comply with the platform's guidelines
- Acknowledge that financial decisions remain your responsibility

5. User Data and Privacy

We collect and store user data, including name, email, payment information, and financial information, as necessary to provide our services. This data is used solely for the purpose of providing portfolio analysis and recommendations. We do not share, sell, or use user data for any purposes beyond the scope of the platform's services. For details on how we handle your data, please refer to our Privacy Policy at https://moneypilot.pro/privacy-policy.

6. Non-Personal Data Collection

We use web cookies to collect non-personal data for the purpose of improving our services and user experience.

7. Governing Law

These Terms are governed by the laws of the United Kingdom.

8. Updates to the Terms

We may update these Terms from time to time. Users will be notified of any changes via email.

For any questions or concerns regarding these Terms of Service, please contact us at alexlongmuir@icloud.com.

Thank you for using MoneyPilot!